Group Health Insurance
The healthcare needs of your employees can change without notice, impacting not only their lives, but also your business. So let us customize a strategic plan to mitigate any significant medical expenses that may threaten your employees’ financial health. We work directly with employers from both large and small companies to find affordable options to meet their unique needs.
We currently represent some of the best health insurance companies in the country, including Anthem Blue Cross and Blue Shield, United Healthcare and Humana. Our relationship with these carriers affords us the flexibility to provide the following:
HMO, POS (Point-of-Service), and PPO Plans
Health Savings Accounts (HSA & FSA)
Prescription Drug Plans
Group Life Insurance
Voluntary supplemental plans
These ancillary products offer a wide range of flexibility and financial protection your employees will appreciate, with absolutely no impact to your company’s bottom line. We can customize a plan to enhance your health insurance portfolio and help your employees determine which plans make sense for their budget. These plans include:
Short Term Disability
Critical Illness (Heart Attack and Stroke)
Life Insurance (Term and Whole)
When it comes to benefits administration, human resource managers have the tremendous task of ensuring the level of insurance coverage, co-pays and other benefits offered by the employer, aligns with the standards of the company and meets the needs of the employees. Changes to government regulations, especially involving the Affordable Care Act, only makes their responsibilities more complicated. This is why we offer a variety of services to help our clients satisfy ACA regulations and make the most educated decisions when choosing employee benefits.
Section 125 Cafeteria Plans